(623) 777-4760
TAXES AND BANKRUPTCY IN THE STATE OF ARIZONA It’s the time of year when tax season is due. Many people are working the numbers and preparing tax returns. Anyone contemplating filing bankruptcy should know several points when it comes to filing […]
Read MoreCHAPTER 13 BASICS Chapter 13 bankruptcy is a reorganization of all debt into a repayment plan. The repayment plan or “Plan” is comprised of various categories of debt. The debt is divided into a hierarchy by type of debt in […]
Read MoreWhy file for bankruptcy? People I meet often ask, what is the goal to filing bankruptcy? Obviously, the goal is to eliminate debt, creditor harassment, judgments, garnishments, avoid foreclosure and many other reasons, but how does that happen? There are […]
Read MoreWhat Is Debt Settlement? Many people find themselves in a situation where overwhelming debt has taken hold of their lives. The ability to successfully pay back 100% of what is owed becomes unattainable. Once you find yourself in this situation, […]
Read MoreFiling bankruptcy, whether it’s chapter 7 or chapter 13, is a big decision. Let’s take a look at all the amazing ways filing bankruptcy can help you get a fresh start and help you take advantage of starting over this […]
Read MoreStudent Loans are a Nightmare For many years, Congress has made it nearly impossible to discharge student loans. The premise was that anyone who takes out a student loan should not be able to discharge that loan and essentially get […]
Read MoreATTENDING THE BANKRUPTCY HEARING Everyone who files bankruptcy must attend at least one Section 341(a) hearing. This hearing is commonly called the “Meeting of Creditors.” At this hearing, a bankruptcy trustee will ask everyone who has filed bankruptcy questions […]
Read MoreWhat is Prop 209? Proposition 209 was recently overwhelmingly approved by Arizona voters over the most recent election in November 2022 with more than 70 percent of the voters’ approval rating. This Proposition was touted by the media as a […]
Read MoreBankruptcy may not be for everyone. There are risks involved such as losing your money or property, bankruptcy stays on your credit report for up to ten years for chapter 7 or seven years for chapter 13, you will have […]
Read MoreFor most bankruptcy filers, keeping a car is one of the most important concerns when considering chapter 7. Let’s look at the options you have to keep your car. First, it is highly recommended that you are current on the […]
Read More
Bankruptcy attorneys in Glendale, representing clients throughout AZ.
DISCLAIMER: NOTHING CONTAINED IN MY BLOG OR ANYWHERE ELSE ON THIS WEBSITE IS INTENDED AS LEGAL ADVICE TO BE RELIED ON. EVERY INDIVIDUAL’S OR COMPANY’S LEGAL NEEDS IS UNIQUE. THE LAW MAY APPLY DIFFERENTLY, DEPENDING ON YOUR SITUATION AND WHAT YOU ARE TRYING TO ACCOMPLISH. ALWAYS CONSULT WITH A COMPETENT ARIZONA LAWYER.
ARIZONA BANKRUPTCY DISCLOSURE: MY LAW FIRM IS IN BUSINESS TO HELP PEOPLE AND SMALL COMPANIES (CREDITORS AND DEBTORS ALIKE) OBTAIN PROTECTION OFFERED BY THE BANKRUPTCY LAWS AND NAVIGATE THE EXTREMELY COMPLICATED PROCESS OF BANKRUPTCY. WE ARE A DEBT RELIEF AGENCY.
DEBT SETTLEMENT DISCLOSURE: WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE SETTLE THEIR DEBTS AND WE HELP PEOPLE FILE BANKRUPTCY UNDER THE U.S. BANKRUPTCY CODE. WE OFFER LEGAL ADVICE FOR BOTH DEBT SETTLEMENT AND BANKRUPTCY. MOST OF OUR CLIENTS WHO COMPLETE THEIR DEBT SETTLEMENT PLAN EXPERIENCE SOME DEBT RELIEF AND SETTLEMENT. HOWEVER, THERE ARE NO GUARANTEES THAT ANY SPECIFIC CREDITOR WILL AGREE TO SETTLE YOUR DEBT FOR LESS THAN WHAT YOU OWE, SETTLE YOUR DEBT FOR ANY SPECIFIC PERCENTAGE OF WHAT YOU OWE, OR AGREE TO ANY SPECIFIC REPAYMENT TERMS. PLANS ARE BASED ON 24 TO 48 MONTHS. NOT ALL CLIENTS WILL COMPLETE THEIR PLAN FOR VARIOUS REASONS. WE DO NOT OFFER ANY GUARANTEES AS TO WHETHER ALL OR ANY OF YOUR DEBT WILL BE SETTLED. WE DO NOT ASSUME ANY OF YOUR DEBT AND WE DO NOT OFFER DEBT CONSOLIDATION LOANS. WE DO NOT OFFER CREDIT REPAIR ADVICE OR SERVICES. WE RECOMMEND THAT YOU CONSULT WITH YOUR TAX PROFESSIONAL ABOUT ANY TAX CONSEQUENCES YOU MAY INCUR BY HAVING ANY DEBT FORGIVEN BY YOUR CREDITORS IN A DEBT SETTLEMENT PLAN. WE ONLY PROVIDE DEBT RELIEF AND DEBT SETTLEMENT SERVICES WITHIN THE STATE OF ARIZONA.