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Has a Borrower Personally Guaranteed an SBA COVID EIDL Loan? During the COVID-19 pandemic, the Small Business Administration (SBA) provided Economic Injury Disaster Loans (EIDL) to support businesses facing financial hardship. While these loans served as a vital source of […]
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Chapter 7 Arizona | Filing Bankruptcy in AZ Suppose you’re thinking of filing BK in Arizona. Chapter 7 is the most popular type of bankruptcy for individuals in Arizona and the U.S. Not everyone is qualified to file for bankruptcy […]
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Do I Qualify For Bankruptcy? Bankruptcy can be a fresh start when debt feels overwhelming. If you’re asking, “Do I qualify for bankruptcy?” you’ve come to the right place. Below, you’ll find clear, step‑by‑step guidance on eligibility for both Chapter 7 […]
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Understanding Bankruptcy Protection: Safeguards for Filers and Their Assets Filing for bankruptcy can be a daunting and emotionally challenging experience. However, the U.S. Bankruptcy Code provides essential protections designed to give debtors relief and a structured path to financial recovery. […]
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What Debts to Pay (and NOT to Pay) When Filing for Bankruptcy Filing for bankruptcy is a significant financial decision that requires careful planning and strategy. Once you decide to file, knowing which debts to pay—and which ones to stop […]
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Filing for Bankruptcy in a Community Property State Like Arizona Filing for bankruptcy is a significant decision that can have long-term financial and legal consequences. For residents of Arizona and other community property states, the bankruptcy process is further complicated […]
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Has a Borrower Personally Guaranteed an SBA COVID EIDL Loan? During the COVID-19 pandemic, the Small Business Administration (SBA) provided Economic Injury Disaster Loans (EIDL) to support businesses facing financial hardship. While these loans served as a vital source of […]
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Understanding the Automatic Stay Bankruptcy Code Understanding bankruptcy can be hard, but one key protection—the automatic stay—gives debtors much-needed relief. This article explains the main features of the automatic stay in bankruptcy law. It also shows how it affects your […]
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When Should I File for Bankruptcy? A Guide for Arizona Residents Financial difficulties can be overwhelming, leaving you to wonder, “When should I file for bankruptcy?” Bankruptcy is a legal tool designed to provide relief and a fresh start, but […]
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Small Business Bankruptcy Lawyers Near Me: Gaudiosi Law Running a small business in Arizona comes with countless rewards, but financial challenges can sometimes feel insurmountable. Whether you’re dealing with mounting debts, creditor harassment, or questions about protecting your assets, it’s […]
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Bankruptcy attorneys in Glendale, representing clients throughout AZ.
DISCLAIMER: NOTHING CONTAINED IN MY BLOG OR ANYWHERE ELSE ON THIS WEBSITE IS INTENDED AS LEGAL ADVICE TO BE RELIED ON. EVERY INDIVIDUAL’S OR COMPANY’S LEGAL NEEDS IS UNIQUE. THE LAW MAY APPLY DIFFERENTLY, DEPENDING ON YOUR SITUATION AND WHAT YOU ARE TRYING TO ACCOMPLISH. ALWAYS CONSULT WITH A COMPETENT ARIZONA LAWYER.
ARIZONA BANKRUPTCY DISCLOSURE: MY LAW FIRM IS IN BUSINESS TO HELP PEOPLE AND SMALL COMPANIES (CREDITORS AND DEBTORS ALIKE) OBTAIN PROTECTION OFFERED BY THE BANKRUPTCY LAWS AND NAVIGATE THE EXTREMELY COMPLICATED PROCESS OF BANKRUPTCY. WE ARE A DEBT RELIEF AGENCY.
DEBT SETTLEMENT DISCLOSURE: WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE SETTLE THEIR DEBTS AND WE HELP PEOPLE FILE BANKRUPTCY UNDER THE U.S. BANKRUPTCY CODE. WE OFFER LEGAL ADVICE FOR BOTH DEBT SETTLEMENT AND BANKRUPTCY. MOST OF OUR CLIENTS WHO COMPLETE THEIR DEBT SETTLEMENT PLAN EXPERIENCE SOME DEBT RELIEF AND SETTLEMENT. HOWEVER, THERE ARE NO GUARANTEES THAT ANY SPECIFIC CREDITOR WILL AGREE TO SETTLE YOUR DEBT FOR LESS THAN WHAT YOU OWE, SETTLE YOUR DEBT FOR ANY SPECIFIC PERCENTAGE OF WHAT YOU OWE, OR AGREE TO ANY SPECIFIC REPAYMENT TERMS. PLANS ARE BASED ON 24 TO 48 MONTHS. NOT ALL CLIENTS WILL COMPLETE THEIR PLAN FOR VARIOUS REASONS. WE DO NOT OFFER ANY GUARANTEES AS TO WHETHER ALL OR ANY OF YOUR DEBT WILL BE SETTLED. WE DO NOT ASSUME ANY OF YOUR DEBT AND WE DO NOT OFFER DEBT CONSOLIDATION LOANS. WE DO NOT OFFER CREDIT REPAIR ADVICE OR SERVICES. WE RECOMMEND THAT YOU CONSULT WITH YOUR TAX PROFESSIONAL ABOUT ANY TAX CONSEQUENCES YOU MAY INCUR BY HAVING ANY DEBT FORGIVEN BY YOUR CREDITORS IN A DEBT SETTLEMENT PLAN. WE ONLY PROVIDE DEBT RELIEF AND DEBT SETTLEMENT SERVICES WITHIN THE STATE OF ARIZONA.