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How Much Does it Cost to File Bankruptcy in Arizona?

The cost of filing for bankruptcy depends on the Chapter you’re filing. Gaudiosilaw offers free consultations and can meet with you to determine which Chapter is best for you and tell you what it costs.

Chapter 7 & Chapter 13 Bankruptcy Filing Fees

According to the Bankruptcy Fee Schedule, the bankruptcy court clerk will charge $338 for Chapter 7 and $313 for Chapter 13 Bankruptcy. However, what the attorney handling your case will charge depends on the complexity of your case, the Chapter of bankruptcy you’re filing, and your budget. Gaudiosilaw offers affordable payment plans to help you pay for our services. You can hire us for no money down and make payments while we work on your case.

Frequently Asked Questions

How long is the bankruptcy process in Arizona?

First of all, your attorney will need time to draft your petition, usually a few days (two to three days). Gathering all the documents for your case might take a few weeks. Once your case is filed, your bankruptcy should be discharged within 3 to 5 months.

How many times can you file bankruptcy in AZ?

The number of times you can file is unlimited but you can only get one  Chapter 7 discharge every eight years from your last filing. If you need to file again within the eight year period, you may qualify to file a chapter 13 bankruptcy.

What is the median income to file for bankruptcy in Arizona?

In order to know whether you’re eligible for filing for Chapter 7 bankruptcy, you’d need to complete something known as a Means Test. The Means Test is a calculation of your average income for a six month period prior to your filing. 

The Means Test calculation takes into account many factors including your household size, mortgage or rent payment, car payments, food costs, utilities and many other expenses which help bring your income level down to qualify for chapter 7 bankruptcy. Considering all factors, if your income is too high to qualify for chapter 7, then you will likely need to file a chapter 13 bankruptcy.

Contact Jim Gaudiosi today to discuss your options


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