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What is Prop 209? Proposition 209 was recently overwhelmingly approved by Arizona voters over the most recent election in November 2022 with more than 70 percent of the voters’ approval rating. This Proposition was touted by the media as a […]
Read MoreBankruptcy may not be for everyone. There are risks involved such as losing your money or property, bankruptcy stays on your credit report for up to ten years for chapter 7 or seven years for chapter 13, you will have […]
Read MoreFor most bankruptcy filers, keeping a car is one of the most important concerns when considering chapter 7. Let’s look at the options you have to keep your car. First, it is highly recommended that you are current on the […]
Read MoreWhat’s Causing Inflation? The federal government continues to rise interest rates. The Feds use interest rates as a tool to combat inflation. Rising interest rates means less inflation, hopefully. However, rising inflation also leads to recession. There are many reasons […]
Read MoreEVICTIONS AND BANKRUPTCY – POST COVID (Part 2) How Can Bankruptcy Help Filing a chapter 7 bankruptcy may only be a temporary stop to an eviction. By filing any chapter of bankruptcy, an Automatic Stay will take effect immediately […]
Read MoreBANKRUPTCY AND STUDENT DEBT RELIEF – Part 2 This is the second installment of my article on new guidelines for dealing with student loans Can I Discharge Student Loan Debt in Bankruptcy? The short answer here is yes, but it’s […]
Read MoreBANKRUPTCY AND STUDENT DEBT RELIEF Recent Updates in the Law Recently, the Biden Administration passed a sweeping referendum allowing some students to apply for student loan debt relief. The provisions include the Department of Education will provide relief to Pell […]
Read MoreWhat Is the Eviction Process According to AZFamily.com (https://www.azfamily.com/2022/10/18/eviction-fillings-hit-13-year-high-across-maricopa-county-assistance-still-available/) eviction filings in Maricopa County have hit a thirteen year high with eviction filings of more than 6600 in September 2022 alone, which is the most evictions since 2008. So, what […]
Read MoreWHAT SOURCES OF INCOME ARE USED TO CALCULATE THE MEANS TEST? The U.S Bankruptcy Code requires that all sources of income be disclosed on the Means Test. That means any income from any source must be disclosed. However, there are […]
Read MoreWHAT IS CHAPTER 13? Chapter 13 is a commonly filed personal bankruptcy case which offers a payment plan for repayment of debt. Payment plans last between thirty-six and sixty months. The debtor makes monthly payments to a chapter 13 bankruptcy […]
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Bankruptcy attorneys in Glendale, representing clients throughout AZ.
DISCLAIMER: NOTHING CONTAINED IN MY BLOG OR ANYWHERE ELSE ON THIS WEBSITE IS INTENDED AS LEGAL ADVICE TO BE RELIED ON. EVERY INDIVIDUAL’S OR COMPANY’S LEGAL NEEDS IS UNIQUE. THE LAW MAY APPLY DIFFERENTLY, DEPENDING ON YOUR SITUATION AND WHAT YOU ARE TRYING TO ACCOMPLISH. ALWAYS CONSULT WITH A COMPETENT ARIZONA LAWYER.
ARIZONA BANKRUPTCY DISCLOSURE: MY LAW FIRM IS IN BUSINESS TO HELP PEOPLE AND SMALL COMPANIES (CREDITORS AND DEBTORS ALIKE) OBTAIN PROTECTION OFFERED BY THE BANKRUPTCY LAWS AND NAVIGATE THE EXTREMELY COMPLICATED PROCESS OF BANKRUPTCY. WE ARE A DEBT RELIEF AGENCY.
DEBT SETTLEMENT DISCLOSURE: WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE SETTLE THEIR DEBTS AND WE HELP PEOPLE FILE BANKRUPTCY UNDER THE U.S. BANKRUPTCY CODE. WE OFFER LEGAL ADVICE FOR BOTH DEBT SETTLEMENT AND BANKRUPTCY. MOST OF OUR CLIENTS WHO COMPLETE THEIR DEBT SETTLEMENT PLAN EXPERIENCE SOME DEBT RELIEF AND SETTLEMENT. HOWEVER, THERE ARE NO GUARANTEES THAT ANY SPECIFIC CREDITOR WILL AGREE TO SETTLE YOUR DEBT FOR LESS THAN WHAT YOU OWE, SETTLE YOUR DEBT FOR ANY SPECIFIC PERCENTAGE OF WHAT YOU OWE, OR AGREE TO ANY SPECIFIC REPAYMENT TERMS. PLANS ARE BASED ON 24 TO 48 MONTHS. NOT ALL CLIENTS WILL COMPLETE THEIR PLAN FOR VARIOUS REASONS. WE DO NOT OFFER ANY GUARANTEES AS TO WHETHER ALL OR ANY OF YOUR DEBT WILL BE SETTLED. WE DO NOT ASSUME ANY OF YOUR DEBT AND WE DO NOT OFFER DEBT CONSOLIDATION LOANS. WE DO NOT OFFER CREDIT REPAIR ADVICE OR SERVICES. WE RECOMMEND THAT YOU CONSULT WITH YOUR TAX PROFESSIONAL ABOUT ANY TAX CONSEQUENCES YOU MAY INCUR BY HAVING ANY DEBT FORGIVEN BY YOUR CREDITORS IN A DEBT SETTLEMENT PLAN. WE ONLY PROVIDE DEBT RELIEF AND DEBT SETTLEMENT SERVICES WITHIN THE STATE OF ARIZONA.