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BANKRUPTCY AND STUDENT DEBT RELIEF Recent Updates in the Law Recently, the Biden Administration passed a sweeping referendum allowing some students to apply for student loan debt relief. The provisions include the Department of Education will provide relief to Pell […]
Read MoreWhat Is the Eviction Process According to AZFamily.com (https://www.azfamily.com/2022/10/18/eviction-fillings-hit-13-year-high-across-maricopa-county-assistance-still-available/) eviction filings in Maricopa County have hit a thirteen year high with eviction filings of more than 6600 in September 2022 alone, which is the most evictions since 2008. So, what […]
Read MoreWHAT SOURCES OF INCOME ARE USED TO CALCULATE THE MEANS TEST? The U.S Bankruptcy Code requires that all sources of income be disclosed on the Means Test. That means any income from any source must be disclosed. However, there are […]
Read MoreWHAT IS CHAPTER 13? Chapter 13 is a commonly filed personal bankruptcy case which offers a payment plan for repayment of debt. Payment plans last between thirty-six and sixty months. The debtor makes monthly payments to a chapter 13 bankruptcy […]
Read MoreWHAT IS THE MEANS TEST? The chapter 7 Means Test is a system of calculations used by the bankruptcy law to determine if you qualify to file a chapter 7 bankruptcy based on your monthly income. The basics of the […]
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Since the COVID-19 Pandemic began, the U.S. economy has lost millions of jobs. People everywhere have been struggling to find their way through these turbulent times. The government is doing its best to help by passing various Covid related relief […]
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Many people may be searching for a bankruptcy lawyer to represent them in their potential chapter 7 or chapter 13 bankruptcy. Finding the right lawyer may be a tricky decision as every lawyer offers different services and charges different fees […]
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A question that comes up a lot in bankruptcy is what happens to debt and collateral when I have cosigned with another party? Will the other person still owe the debt? Will the other person be able to keep their […]
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Many times when a bankruptcy filer’s situation has not improved since the filing of a prior bankruptcy, it may become necessary to file another bankruptcy. If you are looking at the possibility of filing a second bankruptcy shortly after filing […]
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The answers below are for questions that are commonly asked not only to myself but also on the internet searches about bankruptcy. These questions generally will apply to any chapter of bankruptcy that a person might file. In most cases, […]
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Bankruptcy attorneys in Glendale, representing clients throughout AZ.
DISCLAIMER: NOTHING CONTAINED IN MY BLOG OR ANYWHERE ELSE ON THIS WEBSITE IS INTENDED AS LEGAL ADVICE TO BE RELIED ON. EVERY INDIVIDUAL’S OR COMPANY’S LEGAL NEEDS IS UNIQUE. THE LAW MAY APPLY DIFFERENTLY, DEPENDING ON YOUR SITUATION AND WHAT YOU ARE TRYING TO ACCOMPLISH. ALWAYS CONSULT WITH A COMPETENT ARIZONA LAWYER.
ARIZONA BANKRUPTCY DISCLOSURE: MY LAW FIRM IS IN BUSINESS TO HELP PEOPLE AND SMALL COMPANIES (CREDITORS AND DEBTORS ALIKE) OBTAIN PROTECTION OFFERED BY THE BANKRUPTCY LAWS AND NAVIGATE THE EXTREMELY COMPLICATED PROCESS OF BANKRUPTCY. WE ARE A DEBT RELIEF AGENCY.
DEBT SETTLEMENT DISCLOSURE: WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE SETTLE THEIR DEBTS AND WE HELP PEOPLE FILE BANKRUPTCY UNDER THE U.S. BANKRUPTCY CODE. WE OFFER LEGAL ADVICE FOR BOTH DEBT SETTLEMENT AND BANKRUPTCY. MOST OF OUR CLIENTS WHO COMPLETE THEIR DEBT SETTLEMENT PLAN EXPERIENCE SOME DEBT RELIEF AND SETTLEMENT. HOWEVER, THERE ARE NO GUARANTEES THAT ANY SPECIFIC CREDITOR WILL AGREE TO SETTLE YOUR DEBT FOR LESS THAN WHAT YOU OWE, SETTLE YOUR DEBT FOR ANY SPECIFIC PERCENTAGE OF WHAT YOU OWE, OR AGREE TO ANY SPECIFIC REPAYMENT TERMS. PLANS ARE BASED ON 24 TO 48 MONTHS. NOT ALL CLIENTS WILL COMPLETE THEIR PLAN FOR VARIOUS REASONS. WE DO NOT OFFER ANY GUARANTEES AS TO WHETHER ALL OR ANY OF YOUR DEBT WILL BE SETTLED. WE DO NOT ASSUME ANY OF YOUR DEBT AND WE DO NOT OFFER DEBT CONSOLIDATION LOANS. WE DO NOT OFFER CREDIT REPAIR ADVICE OR SERVICES. WE RECOMMEND THAT YOU CONSULT WITH YOUR TAX PROFESSIONAL ABOUT ANY TAX CONSEQUENCES YOU MAY INCUR BY HAVING ANY DEBT FORGIVEN BY YOUR CREDITORS IN A DEBT SETTLEMENT PLAN. WE ONLY PROVIDE DEBT RELIEF AND DEBT SETTLEMENT SERVICES WITHIN THE STATE OF ARIZONA.