(623) 777-4760 (9am to 5pm MST)
Bankruptcy or Divorce: Which comes first? Bankruptcy Before Divorce Filing Bankruptcy After Your Divorce Is Over You’ve finalized your divorce, and your divorce decree says your now former spouse owes all the debt, or you split the debt equally, […]
Read More
Divorce Before Bankruptcy Bankruptcy or Divorce: Which comes first? Filing Bankruptcy Before Filing Divorce Looking for the best bankruptcy attorney in Phoenix AZ? Gaudiosilaw specializes in Bankruptcy Law and can help decide whether filing for bankruptcy before divorce is […]
Read More
Divorce Before Bankruptcy Bankruptcy Before Divorce CHAPTER 13 BANKRUPTCY AND DIVORCE: WHICH COMES FIRST? Filing Chapter 13 and divorce may be options for couples that coincide. This article will explain when and how to file for bankruptcy or divorce, […]
Read More
TAXES AND BANKRUPTCY IN THE STATE OF ARIZONA It’s the time of year when tax season is due. Many people are working the numbers and preparing tax returns. Anyone contemplating filing bankruptcy should know several points when it comes to filing […]
Read MoreCHAPTER 13 BASICS Chapter 13 bankruptcy is a reorganization of all debt into a repayment plan. The repayment plan or “Plan” is comprised of various categories of debt. The debt is divided into a hierarchy by type of debt in […]
Read MoreWhy file for bankruptcy? People I meet often ask, what is the goal to filing bankruptcy? Obviously, the goal is to eliminate debt, creditor harassment, judgments, garnishments, avoid foreclosure and many other reasons, but how does that happen? There are […]
Read MoreWhat Is Debt Settlement? Many people find themselves in a situation where overwhelming debt has taken hold of their lives. The ability to successfully pay back 100% of what is owed becomes unattainable. Once you find yourself in this situation, […]
Read MoreFiling bankruptcy, whether it’s chapter 7 or chapter 13, is a big decision. Let’s take a look at all the amazing ways filing bankruptcy can help you get a fresh start and help you take advantage of starting over this […]
Read More
Discharging Student Loans | Loan Forgiveness and Discharge If you want to know how student loans are discharged in bankruptcy, give us a call today at 623-777-4760. Student Loans are a Nightmare For many years, Congress has made forgiveness of […]
Read MoreATTENDING THE BANKRUPTCY HEARING Everyone who files bankruptcy must attend at least one Section 341(a) hearing. This hearing is commonly called the “Meeting of Creditors.” At this hearing, a bankruptcy trustee will ask everyone who has filed bankruptcy questions […]
Read More
Bankruptcy attorneys in Glendale, representing clients throughout AZ.
DISCLAIMER: NOTHING CONTAINED IN MY BLOG OR ANYWHERE ELSE ON THIS WEBSITE IS INTENDED AS LEGAL ADVICE TO BE RELIED ON. EVERY INDIVIDUAL’S OR COMPANY’S LEGAL NEEDS IS UNIQUE. THE LAW MAY APPLY DIFFERENTLY, DEPENDING ON YOUR SITUATION AND WHAT YOU ARE TRYING TO ACCOMPLISH. ALWAYS CONSULT WITH A COMPETENT ARIZONA LAWYER.
ARIZONA BANKRUPTCY DISCLOSURE: MY LAW FIRM IS IN BUSINESS TO HELP PEOPLE AND SMALL COMPANIES (CREDITORS AND DEBTORS ALIKE) OBTAIN PROTECTION OFFERED BY THE BANKRUPTCY LAWS AND NAVIGATE THE EXTREMELY COMPLICATED PROCESS OF BANKRUPTCY. WE ARE A DEBT RELIEF AGENCY.
DEBT SETTLEMENT DISCLOSURE: WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE SETTLE THEIR DEBTS AND WE HELP PEOPLE FILE BANKRUPTCY UNDER THE U.S. BANKRUPTCY CODE. WE OFFER LEGAL ADVICE FOR BOTH DEBT SETTLEMENT AND BANKRUPTCY. MOST OF OUR CLIENTS WHO COMPLETE THEIR DEBT SETTLEMENT PLAN EXPERIENCE SOME DEBT RELIEF AND SETTLEMENT. HOWEVER, THERE ARE NO GUARANTEES THAT ANY SPECIFIC CREDITOR WILL AGREE TO SETTLE YOUR DEBT FOR LESS THAN WHAT YOU OWE, SETTLE YOUR DEBT FOR ANY SPECIFIC PERCENTAGE OF WHAT YOU OWE, OR AGREE TO ANY SPECIFIC REPAYMENT TERMS. PLANS ARE BASED ON 24 TO 48 MONTHS. NOT ALL CLIENTS WILL COMPLETE THEIR PLAN FOR VARIOUS REASONS. WE DO NOT OFFER ANY GUARANTEES AS TO WHETHER ALL OR ANY OF YOUR DEBT WILL BE SETTLED. WE DO NOT ASSUME ANY OF YOUR DEBT AND WE DO NOT OFFER DEBT CONSOLIDATION LOANS. WE DO NOT OFFER CREDIT REPAIR ADVICE OR SERVICES. WE RECOMMEND THAT YOU CONSULT WITH YOUR TAX PROFESSIONAL ABOUT ANY TAX CONSEQUENCES YOU MAY INCUR BY HAVING ANY DEBT FORGIVEN BY YOUR CREDITORS IN A DEBT SETTLEMENT PLAN. WE ONLY PROVIDE DEBT RELIEF AND DEBT SETTLEMENT SERVICES WITHIN THE STATE OF ARIZONA.