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CHAPTER 13 BANKRUPTCY – HOW IT WORKS

WHAT IS CHAPTER 13? Chapter 13 is a commonly filed personal bankruptcy case which offers a payment plan for repayment of debt. Payment plans last between thirty-six and sixty months. The debtor makes monthly payments to a chapter 13 bankruptcy […]

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THE CHAPTER 7 MEANS TEST – DO I QUALIFY FOR BANKRUPTCY: Part 1

WHAT IS THE MEANS TEST? The chapter 7 Means Test is a system of calculations used by the bankruptcy law to determine if you qualify to file a chapter 7 bankruptcy based on your monthly income. The basics of the […]

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COVID-19 and Bankruptcy: Is Bankruptcy Right for You?

COVID-19 and Bankruptcy

Since the COVID-19 Pandemic began, the U.S. economy has lost millions of jobs. People everywhere have been struggling to find their way through these turbulent times. The government is doing its best to help by passing various Covid related relief […]

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Hiring A Bankruptcy Lawyer In Glendale Arizona

Hiring A Bankruptcy Lawyer

Many people may be searching for a bankruptcy lawyer to represent them in their potential chapter 7 or chapter 13 bankruptcy. Finding the right lawyer may be a tricky decision as every lawyer offers different services and charges different fees […]

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What Happens to Cosigned Debt in Chapter 7 Bankruptcy?

Cosigned Debt in Chapter 7 Bankruptcy

A question that comes up a lot in bankruptcy is what happens to debt and collateral when I have cosigned with another party? Will the other person still owe the debt? Will the other person be able to keep their […]

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Multiple Bankruptcy Filings: When Can You File Again For A Second Bankruptcy?

Multiple Bankruptcy Filings Arizona

Many times when a bankruptcy filer’s situation has not improved since the filing of a prior bankruptcy, it may become necessary to file another bankruptcy. If you are looking at the possibility of filing a second bankruptcy shortly after filing […]

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Bankruptcy — 7 Commonly Asked Questions and Answers

Bankruptcy — 7 Commonly Asked Questions and Answers

The answers below are for questions that are commonly asked not only to myself but also on the internet searches about bankruptcy. These questions generally will apply to any chapter of bankruptcy that a person might file. In most cases, […]

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Arizona Bankruptcy Exemptions

Arizona Bankruptcy Exemptions

Many people are fearful of bankruptcy because they do not want to take a chance of losing their home, car or other property by filing bankruptcy. There are many stories that can be found about people who filed bankruptcy without […]

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Things You Need To Do If You Are Considering Filing Bankruptcy

Things You Need To Do If You Are Considering Filing Bankruptcy

The information below contains some helpful tips on what to do if you are considering filing bankruptcy. The most important thing you can do is contact a lawyer for help before filing any bankruptcy. Know what property you can keep […]

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Impact of the Coronavirus (COVID-19) on Your Employment and Possible Bankruptcy

Impact of the Coronavirus (COVID-19) on Your Employment

For most people, bankruptcy is a last resort option when the financial situation worsens. However, with the Coronavirus causing widespread job losses, it may be the only option you have to save your home and car from being foreclosed or […]

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